Reference

Legal Conditions That Cover Your Account

Access to loanpay99 depends on your local laws and whether you are in an eligible region — read these terms before using your account, depositing via bKash, Nagad, or Rocket, or placing any stake.

Eligibility by local lawbKash, Nagad, Rocket scopeAccount rights and dutiesData handling rulesContact paths for disputes
loanpay99 Legal Conditions That Cover Your Account
HOW WE HANDLE YOUR DATA

Data, Security and Account Integrity

Your personal data and payment details are handled under a defined retention and access policy. We collect only what is necessary to operate your account — identity verification, payment method records for bKash, Nagad, or Rocket, and session logs. You have the right to request a copy of the data we hold, ask us to correct inaccuracies, or request deletion where no legal obligation requires us to keep it. Data requests go through verified support channels, not unconfirmed email addresses.

Cookie Policy

We use session and preference cookies to keep your account state stable across mobile and desktop. You can review cookie settings through your browser; blocking them may affect account login.

Account Security

Your account is protected by OTP verification on login and on withdrawal requests. Never share your OTP with anyone — our team will never ask for it via chat or email.

Data Retention

Transaction records — including bKash, Nagad, and Rocket deposits and withdrawals — are retained for the period required by applicable financial regulations. After that period they are deleted or anonymised.

Change Requests

To update registered details or request data deletion, contact support with your account ID and identity verification. We process confirmed requests within the window stated in our privacy notice.

LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about these terms, want to dispute a decision, or need to request a change to your account data, our support team is the right starting point. Reach out through the channel that works for you — we handle legal queries the same way we handle account queries, with a clear response rather than a form letter. Keep your account reference handy when you write in.

Live Chat Use the chat widget inside your account dashboard to raise a legal or account query. Have your account ID ready so we can pull your record immediately.
Email Support Write to our support address for formal legal requests — data access, account closure, or dispute escalation. We aim to acknowledge within one business day.
Account Help Centre The Help Centre inside your account holds policy documents, term update logs, and wallet-specific FAQs covering bKash, Nagad, and Rocket transaction rules.

Common Questions About Our Legal Terms

These are the questions we see most often when it comes to terms, eligibility, and account rights. If your question is not here, the support channels above are the fastest route to a clear answer.

Access depends on your local law and whether you are in an eligible region. We do not confirm legality for every location — check your own legal position before opening or using an account.

We publish the updated terms and they take effect from the posting date. If you continue using your account after that date, you are accepting the revised version. Contact support before your next session if you have concerns.

Send a data access request through email support with your account ID and identity verification. We will confirm receipt and provide your data within the window stated in our privacy notice.

Yes, but they are also subject to each wallet provider's own service conditions. We handle our side; the wallet provider handles theirs. Both sets of terms apply simultaneously to your transaction.

Start by raising the dispute through live chat or email support with your transaction reference. We review account and payment records and respond with a written outcome — keep all correspondence for your records.

You can request deletion where no legal or regulatory obligation requires us to keep the data. Transaction records tied to financial compliance requirements are retained for the mandated period before deletion or anonymisation.
Reference

Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.